What if one simple financial account could potentially save you hundreds of thousands of dollars in taxes over your lifetime?

Most young adults have heard of a Roth IRA.
Very few truly understand how powerful it can become.

The Roth IRA Playbook was created to change that.

This practical, beginner-friendly guide breaks down one of the most powerful wealth-building tools available to Americans — in plain English, without financial jargon or complicated investing language.

Whether you are a college student, young professional, parent, beginner investor, or someone trying to finally understand retirement investing, this guide walks you step-by-step through how a Roth IRA works, why it matters, and exactly how to use it to build long-term wealth.

Inside this guide, you will learn:

✔ What a Roth IRA actually is — and why it is different from a regular investment account
✔ Why young investors have a massive advantage with tax-free compounding
✔ How a single contribution made early in life can potentially grow into hundreds of thousands of dollars
✔ The differences between a Roth IRA, Traditional IRA, and 401(k)
✔ How to open a Roth IRA in about 15 minutes
✔ The best Roth IRA providers for beginners
✔ How much to contribute and when
✔ What investments to choose inside your Roth IRA
✔ The simple index fund strategy used by long-term investors
✔ Target date funds vs. three-fund portfolios
✔ Common mistakes new investors make
✔ How Roth IRAs work with employer retirement plans
✔ Backdoor Roth IRA strategies for higher earners
✔ Roth IRA rules for teenagers and custodial accounts
✔ First-home withdrawal rules and advanced Roth strategies
✔ How the Roth IRA can help create generational wealth

This guide is filled with:

Real-life examples
Easy-to-understand charts and tables
Step-by-step action plans
Beginner-friendly explanations
Long-term investing illustrations
Simple retirement planning strategies

One of the most powerful lessons in the booklet:
A single $7,000 contribution made at age 22 could potentially grow to more than $230,000 tax-free by retirement at long-term market return assumption.

The guide also explains:

Why waiting to invest can cost you hundreds of thousands
Why fees matter more than most people realize
How automatic investing builds wealth quietly over time
Why “done” is often better than “perfect” when investing

Unlike many investing books filled with technical language and market predictions, this guide focuses on practical financial education and simple long-term principles that ordinary people can actually follow.

Perfect for:

College students
Young professionals
Parents teaching kids about money
Beginner investors
Teachers and financial literacy programs
Anyone starting their investing journey

If you want to better understand investing, retirement accounts, tax-free growth, and long-term wealth building — this guide gives you a clear roadmap to get started.

From Build Wealth Retire Rich and The Millionaire Curriculum series.

build wealth retire rich

Digital Booklet (Downloadable PDF): The Roth IRA Playbook (Booklet 3 of The Millionaire Curriculum)